You will first need to create a beneficiary before you can send XRP and ZAR to another wallet. 

There are two types of beneficiaries: an internal and external beneficiary.

An internal beneficiary is a user that has a Xago account. You will need to enter their name, mobile number and your authentication code when adding an internal beneficiary.

An external beneficiary is a user that does not have an account with Xago. You will need to enter their name, XRP address and XRP tag. The XRP tag is not always required so only enter this if it has been provided to you by the beneficiary.


Please note: once you have sent XRP and ZAR to a beneficiary it is not reversible as the transaction has executed directly on the Ripple ledger. Please ensure you enter the correct beneficiary details.


Watch the video here on how to add a beneficiary.


You will now be able to send XRP and ZAR to the beneficiary.

There are two ways to send XRP and ZAR:

  • Click on the "Beneficiaries" link in the left menu
  • Click on the "Send" icon next the beneficiary name on the right


OR

  • Click on the "Wallets" page in the left menu
  • Click on the "Send" button under your ZAR or XRP wallet
  • Select the beneficiary you would like to send to from the list
  • Select the currency (either XRP or ZAR)
  • Enter the amount
  • Enter your authentication code from your Two-factor Authentication app
  • ● Click the button


You can view the transaction detail (such as the status of the transaction) on the "Transactions" page by clicking the link in the left menu.


Watch the video below or more information on how to send XRP and ZAR to a beneficiary.